Payment Security Policy

This Payment Security Policy outlines how Urbanstockshop handles payment transactions and manages payment-related information when customers place orders via www.urbanstockshop.com.

Brand: Urbanstockshop
Company: 11930 NW 8TH ST LLC
Address: 1021 NW 115th Ave, Plantation, FL 33323, United States
D-U-N-S® Number: 131856667
Website: www.urbanstockshop.com

1. Payment Processing

Urbanstockshop is registered in the United States, and the information associated with its Stripe account aligns with Urbanstockshop’s actual business operations and website details.

Payment processing services for orders on this website are provided by Stripe.

Stripe acts solely as the payment processor for transactions on this website and does not serve as a business partner, joint operator, or representative of Urbanstockshop.

For eligible transactions, the name appearing on billing statements (billing descriptor) is:

Urbanstockshop

Consequently, customers should be able to recognize this billing descriptor when reviewing their payment records.

2. Payment Information

When a customer selects a payment method and submits an order for kitchen oil-proof aprons, the payment transaction is processed via Stripe’s payment infrastructure.

Customers do not need to create or log into a Stripe account to complete the payment.

The payment information required at checkout depends on the payment method selected by the customer. Customers should enter accurate payment information and follow the instructions provided during the checkout process.

Payment processing is handled by Stripe in accordance with applicable payment processing requirements and Stripe’s own terms and privacy policy.

3. Payment Methods

Depending on the options available at checkout, customers may pay using the following methods:

Visa;
Mastercard;
American Express;
Apple Pay;
Google Pay; and
Eligible digital wallets.

The payment methods displayed to customers may vary based on device, browser, geographic location, and other checkout conditions. 4. Transaction Review

As part of its payment processing operations, Stripe may periodically conduct payment risk assessments and monitor transactions to detect unusual or irregular payment activity. If a transaction requires additional processing or review, the payment process may be subject to procedures applicable to the selected payment method and payment processor.

Urbanstockshop cannot guarantee that all transactions will follow identical processing steps, as payment processing methods may vary depending on the specific circumstances of the transaction.

5. Payment Confirmation

Once a payment has been successfully processed, the customer will receive an order confirmation or a payment-related notification regarding the purchase.

Customers are advised to retain the order confirmation and relevant payment records for their reference.

If a customer believes there is an error regarding the payment information for their order, they may contact Urbanstockshop using the contact details or channels provided on the website.

6. Data Processing and Applicable Requirements

Urbanstockshop operates in the United States and serves customers in the U.S. market.

The processing of personal information related to payments complies with relevant U.S. federal and state requirements, as well as applicable data protection and privacy regulations.

Where payment processing involves Stripe, Stripe may process relevant payment and transaction information to the extent necessary to provide payment processing services.

Customers may review Stripe’s privacy information to understand how Stripe processes personal data.

Additionally, Urbanstockshop has established a privacy policy detailing how personal information related to this website and customer orders is processed.

7. Cookie Consent

Urbanstockshop uses a cookie consent banner on the website.

Non-essential cookies are used only after the customer selects “Accept” via the cookie consent banner and provides their consent (where consent is required).

The website’s basic functions remain operational even without the use of non-essential cookies.

For more information regarding cookies and the use of personal information, please refer to our Cookie Policy and Privacy Policy.

8. Payment-Related Information on the Website

Payment information displayed on the website is intended to clearly inform customers of the payment methods available at checkout.

Urbanstockshop does not proactively request payment information through standard customer service communication channels.

Customers should use the checkout process provided on the website when making a payment.

If a customer receives information that appears inconsistent with the standard payment process, they may contact Urbanstockshop directly using the contact details or channels published on this website.

9. Customer Inquiries

Customers may contact Urbanstockshop regarding payment-related questions using the contact details or channels provided on the website.

Inquiries regarding payments are typically reviewed and answered within 24 to 48 hours.

When contacting us about payment issues, customers should provide the relevant order number and information sufficient to identify the transaction. Customers should not send full bank card numbers, card verification codes, passwords, or other unnecessary payment credentials via customer service communication channels.

10. Scope of Policy

This Payment Security Policy applies specifically to payment processing and related information for purchases made through Urbanstockshop.

Please read this policy in conjunction with the website’s Privacy Policy and Cookie Policy to understand how personal information and cookies are handled.